A quiet desk with papers, pen and tea — ready for reflection

Penang, Malaysia · Small-Group Education

Managing Your Money
in the Second Half of Life

Structured, small-group programmes that help you take stock, build steady routines, and approach the years ahead with a clearer picture of your household finances.

Explore Our Programmes See All Courses

+60 4 643 8217

[email protected]

Small groups · Max 12 per cohort

Our Programmes

Three Ways to Begin

Each programme is educational in nature — no product recommendations, no selling, just structured learning suited to where you are right now.

Weekend Workshop

The Quiet Account Workshop

A weekend programme helping adults take inventory of their accounts — EPF, ASB/ASN, unit trusts, insurance, and household memberships — and put it all on a single printed page.

Build a household account map
Small-group, facilitated format
No product advice — purely educational

RM 540 Enquire

Six-Week Evening Course

Monthly Rhythms Programme

Six evening sessions building gentle monthly money routines — reviewing statements, scheduling family conversations, and noting things to follow up — with printed cards and a peer community.

Printed routine cards + calendar template
Small online peer community
Fits around evening schedules

RM 1,180 Enquire

12-Week Cohort

The Second-Half Curriculum

A comprehensive 12-week cohort covering household money rhythms, conversations with adult children, record-keeping, and orientation toward licensed practitioners. Printed reader, workbook, and three live sessions included.

Printed reader + workbook
Three live cohort meetings
Closing reflection session

RM 2,690 Enquire

Why Owlspring

Learning That Fits This Stage of Life

Small, Unhurried Groups

No more than 12 participants per cohort, so each session stays conversational and nobody gets left behind.

Purely Educational

We teach frameworks and habits, not products. You walk away with knowledge, not a sales pitch.

Malaysian Context

Content built around EPF, ASB/ASN, and household realities familiar to adults living and planning in Malaysia.

Tangible Take-Aways

Printed readers, workbooks, and routine cards that sit on your desk and remain useful long after the course ends.

Peer Community

Selected programmes include a small online peer group — so the conversation continues between sessions.

Orientation, Not Advice

We help you understand what questions to ask and point you toward licensed professionals when specific advice is needed.

Ready to Begin?

A Clearer Picture Is Worth the Afternoon

Whether you choose a weekend workshop or a full 12-week cohort, the first step is simply getting in touch. We'll help you find the programme that fits your situation.

Get in Touch View All Programmes

+60 4 643 8217 [email protected]

Frequently Asked

Questions We Often Hear

Who are these programmes designed for?

Adults roughly in their 40s through 60s who feel they would benefit from a more organised view of their household finances. You don't need any formal background in finance — the programmes are built for people who haven't had a financial education but want one now.

Do you give financial advice or recommend products?

No. Owlspring is an educational provider, not a licensed financial advisory firm. We teach frameworks, habits, and vocabulary so you can have better conversations with the licensed professionals in your life — or know when to seek one out.

How many people attend each session?

We keep groups small — a maximum of 12 participants per cohort. This allows for open conversation and means facilitators can respond to questions without rushing.

Where do the programmes take place?

In-person sessions are held at our Bayan Lepas location in Penang. The Monthly Rhythms Programme includes a small online peer community in addition to the evening sessions. The Second-Half Curriculum includes three live in-person cohort meetings.

What is the cost, and are there payment options?

The Quiet Account Workshop is RM 540. Monthly Rhythms Programme is RM 1,180. The Second-Half Curriculum is RM 2,690. Please contact us directly to ask about payment arrangements for longer programmes.

When is the next cohort starting?

Cohorts open at different times throughout the year. The best way to find out is to get in touch — we'll let you know what's coming up and can add you to an interest list if the timing doesn't work yet.

Is my personal information kept private?

Yes. Any information you share with us — whether on an enquiry form or in a session — is handled with care and not shared with third parties. Please see our Privacy Policy for full details.

Find Us

Our Location in Bayan Lepas, Penang

12 Lorong Mahsuri 2, 11900 Bayan Lepas, Pulau Pinang

Reach Out

Get in Touch with Owlspring

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