Real People, Honest Accounts

I did the Quiet Account Workshop in April. Before that, I had no idea how many accounts we actually had — my husband and I each had things we'd opened separately over the years. The session helped me put everything in one place. I left with a piece of paper I've kept on my desk since. It sounds simple, but that was exactly what I needed.

I went in a bit sceptical — I thought I already had a reasonable handle on our finances. What I hadn't done was sit down and actually look at all of it in one go. The facilitation is unhurried, which I appreciated. There was no pressure. The one thing I'd say is that I wished the Saturday session ran a little longer, but overall it was well worth my weekend.

I joined the Monthly Rhythms Programme in March and finished it last month. I was expecting something more lecture-like, but each session was a real conversation. The routine cards have genuinely changed how I manage the start of each month. My husband has started using the calendar template too — I didn't expect that.

The Second-Half Curriculum was the most useful structured course I've attended in years. The module on working with licensed professionals was something I hadn't thought about properly before — when to go, what to bring, what to ask. I've since had a proper conversation with a licensed planner and felt far better prepared than I would have otherwise.

I was a bit nervous about attending something financial-related because I usually end up feeling like I've made all the wrong decisions. This was completely different. Nobody made me feel judged. The facilitator was clear about what the programme is — education, not advice — and that distinction actually put me at ease. I've signed up for the longer curriculum next.

I attended with my wife. We both found value in it, though for slightly different reasons. She got a lot out of the EPF and insurance sections. I was more interested in the conversation about talking with our adult children about money. That's a topic most financial programmes don't cover at all, and Owlspring handles it well.